No Credit Check Loan Application

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Loan Details Fixed rate of 17.99% APR. Loans up to $2,000, terms up to 12 months. No Credit Inquiry
Loan Qualifications Applicant must have an active checking†† for at least six (6) months for a loan less than $2000.00. Applicant must have an automatic deposit††† of at least $400 per month for a minimum of six (6) consecutive months with Xplore FCU. The direct deposit / automatic deposit must be in the name of the primary account holder. No bankruptcies in the last two (2) years. All accounts and loans must be in good standing for six (6) months. No NSFs (Privilege Pay acceptable). No delinquent loans.†††† All No Credit Check Loan (NCCL) payments must be set on immediate payroll. Any existing NCCL/NCCL+ must complete four (4) full monthly payments before a refinance is available. Must settle any existing NCCL/NCCL+ with the proceeds from the new loan.
A $39.00 application fee will be debited from applicantˇs account prior to loan being processed.

*Loan Amount
*Term (months)
*Application fee from	Checking Savings
*Name
*Member Number
*Address
*City, State, Zip
*Home #
*Work #
*Cell #
*Email
*Date of Birth (MM/DD/YY)
*Employer
*Monthly Salary
*Date of Employment (MM/DD/YY)
*Position

*Pay frequency	Monthly Semi-monthly Bi-weekly Weekly

*Rent/Mortgage payment

*(1) Reference Name (Not living with you)
*Relationship
*Address
*City, State, Zip
*Phone #

*(2) Reference Name (Not living with you)
*Relationship
*Address
*City, State, Zip
*Phone #
By clicking submit, I agree to the above qualifications and authorize Xplore Federal Credit Union to access the $39.00 non-refundable application fee. Loan approval based on qualifications listed above.
*Signature
*Date (MM/DD/YY)
APR = annual percentage rate. Loans from $500 to $2,000 with term up to 12 months. (2) No Credit Check/No Credit Check Plus loans allowed per calendar year. Four (4) full monthly payments must be made before applying for the next No Credit Check Loan.†† Active checking defined as a minimum of one (1) transaction per month. †††Mobile deposits and Unemployment direct deposits do not meet direct deposit requirements. ††††Delinquent loan defined as 30 days or greater past the scheduled payment date. A non-refundable $39.00 loan application fee is required and will be deducted from your Xplore Federal Credit Union Checking or Savings account. Federally insured by the NCUA. Payment example: Approximately $91.66/month for every $1,000 borrowed at 17.99% APR for 12 months.